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Not a listing but, this is an example of the type of quality you will get when you list your property with me.

This is a beautiful vacation rental located in Meredith, NH with a beautiful view of Lake Waukewan. Do yourself a favor and book a stay with Hilltop Lakeview Retreat.

The 28/36 rule in real estate is a guideline for determining how much one can afford to borrow for a home mortgage. It suggests spending no more than 28% of gross monthly income on housing expenses and 36% on all debt payments. These ratios help both individuals and lenders assess financial readiness and creditworthiness for a home loan.

 Accurately pricing your home from the start is crucial for a quick and  profitable sale. Overpricing can lead to your property becoming stale,  forcing you to lower the price later, often below market value. This can  be particularly damaging if the market is declining, as you'll be  "chasing" dropping prices. A well-priced home can attract multiple  offers, potentially increasing the final sale price, whereas an  overpriced home can sit on the market, costing you time and money. 

 An earnest money deposit is a sum paid by a home buyer to show their  commitment to purchasing a property. Held in an escrow account until  closing, it serves as a sign of good faith and is usually applied to the  down payment or closing costs. If the buyer backs out for reasons not  covered in the contract, the seller generally keeps the deposit.  However, if contract conditions aren't met, such as failing financing or  inspection, the money is returned to the buyer. Typically, the deposit  amounts to 1-3% of the home's sale price. 

 Before buying a home, get pre-approved for a mortgage, budget wisely,  and consult professionals. Always inspect the home and think long-term.  Negotiate terms and read all documents carefully. Avoid skipping  pre-approval, rushing the process, or making large purchases that could  affect your mortgage. Don't ignore red flags like structural issues or  high crime rates, and keep an eye on the home's resale value. Following  these guidelines can make your home buying experience smoother. 

 Contingencies in home buying are conditions that must be met for the  contract to be binding. Common ones include financing, home inspection,  and appraisal. They protect the buyer by offering a legal way to back  out if certain terms aren't met, such as securing a mortgage or if a  home inspection reveals major issues. These clauses offer a safety net  for both parties in the transaction. 

 A buyer may pay an agent's commission or a portion of it in specific  scenarios, such as when dealing with an unrepresented seller, For Sale  By Owner listings, or new construction where the builder won't pay the  commission. Other cases include special agreements with the buyer's  agent, dealing with discount brokerages, or when the offered commission  is lower than usual. While less common, it's crucial for buyers to  understand these possibilities and read contracts carefully.